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Message-as-a-Service is a next-generation communication app that transforms chat into a central interface for taking action. From sending money and transferring files to scheduling calendar events and booking services, this platform turns your conversations into powerful workflows.

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💬 Message-as-a-Service (MaaS)

One app to message, send money, share files, and trigger actions — all from a single chat interface.


📦 Overview

Message-as-a-Service is a next-generation communication app that transforms chat into a central interface for taking action. From sending money and transferring files to scheduling calendar events and booking services, this platform turns your conversations into powerful workflows.


✨ Key Features

  • 💸 Send Money in Chat — Peer-to-peer or business transactions via chat messages
  • 📁 File Sharing — Share PDFs, docs, images, and media directly through messages
  • 📅 Smart Actions — Book a ride, add calendar events, make payments using chat commands
  • 🔌 Plugin Architecture — Payments, rides, events, media, and custom integrations
  • 🔐 End-to-End Encryption — Messages, media, and transaction metadata secured
  • 🧠 Conversational AI — Smart parsing of commands and contextual interactions

💡 Why It Works

Everyone already uses chat. Instead of switching apps, enable everything from one conversation — more intuitive, faster, and action-oriented.


🧪 Tech Stack

Layer Tech
Frontend Flutter / React Native
Backend API Django REST / FastAPI
Real-time Messaging WebSockets + Redis Pub/Sub
File Uploads AWS S3 / Firebase Storage
Payments Stripe, Paystack, Crypto APIs
Calendar Integration Google Calendar API, Outlook Calendar API
NLP Engine spaCy / OpenAI / LangChain
Authentication OAuth2, Firebase Auth, JWT

🏗️ Technical Design

High-Level Architecture

+-------------------------+
|     Mobile/Web Client   |
+-------------------------+
             ↓
+-------------------------+     +--------------------------+
|     Message Handler     | ←→  |  Plugin Manager (Actions) |
+-------------------------+     +--------------------------+
             ↓                               ↓
+-------------------------+     +--------------------------+
|  Chat Storage / Threads |     |     Payment Processor     |
|  (PostgreSQL + Redis)  |     |  (Stripe, Paystack, etc.) |
+-------------------------+     +--------------------------+
             ↓                               ↓
+-------------------------+     +--------------------------+
|      NLP + Intent API   | ←→  |  File Storage / Calendar  |
|  (spaCy / LangChain)    |     |   (S3, Google API, etc.)  |
+-------------------------+     +--------------------------+

🔌 Plugin System

Plugins are small, pluggable micro-apps that execute based on chat input. Examples:

"Send $10 to @james" → Triggers `PaymentPlugin`
"Book me a ride to the airport" → Triggers `RidePlugin`
"Schedule call with Anna tomorrow at 3pm" → Triggers `CalendarPlugin`

🔐 Security Model

  • End-to-end encrypted chats (AES-256)
  • Plugin authorization scope per user (OAuth2 tokens)
  • Secure vault for payments and API credentials
  • Role-based permission control for sensitive actions

🧩 Core Modules

1. Messaging Engine

  • Real-time WebSocket messaging
  • Message threads, attachments, reactions
  • Emoji/sticker support, group chats

2. Plugin Action Handler

  • Listens for message triggers
  • Dispatches to registered plugins
  • Manages authorization + error handling

3. Payment & Wallet Integration

  • Send/receive money within chats
  • Wallet top-up, balance view, withdrawal
  • Transaction history with filters

4. File Transfer Service

  • Upload/download via S3 or Firebase
  • File preview inline in chat
  • Virus scan and type validation

5. Scheduling & Calendar

  • Parse natural date/time inputs
  • Add/view/edit calendar events
  • Smart reminders via chatbot

📦 API Examples

POST /api/message
{
  "sender": "user123",
  "message": "Send $5 to @mike",
  "thread_id": "abc-123"
}

Response:
{
  "status": "success",
  "plugin_triggered": "payment",
  "transaction_id": "txn-7789"
}

🛡️ Compliance & Privacy

  • GDPR/CCPA compliant
  • Data encryption in transit and at rest
  • Scoped permissions per plugin
  • User data vaulting and anonymization

🔮 Roadmap

  • AI-assisted plugin suggestions in chat
  • End-to-end voice messaging
  • Multi-language support
  • Offline mode with local queueing
  • Payment splitting in group chats

📄 License

MIT License — see LICENSE


📬 Contact

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Message-as-a-Service is a next-generation communication app that transforms chat into a central interface for taking action. From sending money and transferring files to scheduling calendar events and booking services, this platform turns your conversations into powerful workflows.

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