One app to message, send money, share files, and trigger actions — all from a single chat interface.
Message-as-a-Service is a next-generation communication app that transforms chat into a central interface for taking action. From sending money and transferring files to scheduling calendar events and booking services, this platform turns your conversations into powerful workflows.
- 💸 Send Money in Chat — Peer-to-peer or business transactions via chat messages
- 📁 File Sharing — Share PDFs, docs, images, and media directly through messages
- 📅 Smart Actions — Book a ride, add calendar events, make payments using chat commands
- 🔌 Plugin Architecture — Payments, rides, events, media, and custom integrations
- 🔐 End-to-End Encryption — Messages, media, and transaction metadata secured
- 🧠 Conversational AI — Smart parsing of commands and contextual interactions
Everyone already uses chat. Instead of switching apps, enable everything from one conversation — more intuitive, faster, and action-oriented.
Layer | Tech |
---|---|
Frontend | Flutter / React Native |
Backend API | Django REST / FastAPI |
Real-time Messaging | WebSockets + Redis Pub/Sub |
File Uploads | AWS S3 / Firebase Storage |
Payments | Stripe, Paystack, Crypto APIs |
Calendar Integration | Google Calendar API, Outlook Calendar API |
NLP Engine | spaCy / OpenAI / LangChain |
Authentication | OAuth2, Firebase Auth, JWT |
+-------------------------+
| Mobile/Web Client |
+-------------------------+
↓
+-------------------------+ +--------------------------+
| Message Handler | ←→ | Plugin Manager (Actions) |
+-------------------------+ +--------------------------+
↓ ↓
+-------------------------+ +--------------------------+
| Chat Storage / Threads | | Payment Processor |
| (PostgreSQL + Redis) | | (Stripe, Paystack, etc.) |
+-------------------------+ +--------------------------+
↓ ↓
+-------------------------+ +--------------------------+
| NLP + Intent API | ←→ | File Storage / Calendar |
| (spaCy / LangChain) | | (S3, Google API, etc.) |
+-------------------------+ +--------------------------+
Plugins are small, pluggable micro-apps that execute based on chat input. Examples:
"Send $10 to @james" → Triggers `PaymentPlugin`
"Book me a ride to the airport" → Triggers `RidePlugin`
"Schedule call with Anna tomorrow at 3pm" → Triggers `CalendarPlugin`
- End-to-end encrypted chats (AES-256)
- Plugin authorization scope per user (OAuth2 tokens)
- Secure vault for payments and API credentials
- Role-based permission control for sensitive actions
- Real-time WebSocket messaging
- Message threads, attachments, reactions
- Emoji/sticker support, group chats
- Listens for message triggers
- Dispatches to registered plugins
- Manages authorization + error handling
- Send/receive money within chats
- Wallet top-up, balance view, withdrawal
- Transaction history with filters
- Upload/download via S3 or Firebase
- File preview inline in chat
- Virus scan and type validation
- Parse natural date/time inputs
- Add/view/edit calendar events
- Smart reminders via chatbot
POST /api/message
{
"sender": "user123",
"message": "Send $5 to @mike",
"thread_id": "abc-123"
}
Response:
{
"status": "success",
"plugin_triggered": "payment",
"transaction_id": "txn-7789"
}
- GDPR/CCPA compliant
- Data encryption in transit and at rest
- Scoped permissions per plugin
- User data vaulting and anonymization
- AI-assisted plugin suggestions in chat
- End-to-end voice messaging
- Multi-language support
- Offline mode with local queueing
- Payment splitting in group chats
MIT License — see LICENSE