video explaination link: https://www.loom.com/share/90d4a34c77504a629913b5084e548019?sid=4b95b8aa-0687-4186-8117-adc2170fac7a
The bank is facing challenges, they are facing financial losses and losing business due to approval loans to the clients who can’t repay and rejecting those who can repay.
Using EDA to understand how customer attributes & loan attributes influence the likelihood of default. Identifying key factors that indicate a customer credit worthiness. This information can be used to make decisions such as denying the loan, reducing the amount of loan, or lending at a higher interest rate to risky applicants
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Using EDA to understand how customer attributes & loan attributes influence the likelihood of default. Identifying key factors that indicate a customer credit worthiness.
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