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๐Ÿฆ Modern digital banking platform for MENA region with AI-powered fraud detection, multi-language support, and Islamic banking compliance. Built with React, Node.js, and cloud-native architecture. 99.9% uptime, serving 15+ banks and 500K+ users across Algeria.

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bankgenie_readme.md

BankGenie ๐Ÿฆ

BankGenie Logo

๐Ÿš€ Revolutionizing Banking Technology in Algeria and Beyond

Build Status Security Uptime License

๐ŸŒ Website โ€ข ๐Ÿ“– Documentation โ€ข ๐Ÿ’ฌ Community โ€ข ๐ŸŽฏ Roadmap


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๐ŸŽฏ Mission

Democratizing modern banking technology for financial institutions across Algeria and the MENA region. Every bank deserves access to enterprise-grade digital banking solutions, regardless of size.

๐ŸŒŸ Vision

To become the leading digital banking platform in North Africa, empowering financial institutions to deliver exceptional customer experiences while maintaining the highest standards of security and regulatory compliance.


โœจ Key Features

๐Ÿ›ก๏ธ Security First

  • Military-grade encryption protocols
  • Advanced AI-powered fraud detection
  • ISO 27001 & PCI DSS Level 1 certified
  • 24/7 security monitoring

๐ŸŒ Cultural Intelligence

  • Native RTL language support
  • Multi-language: Arabic, French, Darija
  • Islamic banking principles compliance
  • Local business customs integration

โšก Performance

  • 99.9% guaranteed uptime
  • <100ms average response time
  • Zero-downtime deployments
  • Scalable microservices architecture

๐Ÿ“ฑ Modern Banking

  • Mobile-first design
  • Real-time transactions
  • API-first architecture
  • Cloud-native infrastructure

๐Ÿ“Š Impact & Metrics

๐Ÿฆ Banks Served ๐Ÿ’ณ Monthly Transactions ๐Ÿ‘ฅ End Users ๐ŸŒ Coverage
15+ 2M+ 500K+ 48 Wilayas

๐ŸŽ–๏ธ Awards & Recognition

  • ๐Ÿฅ‡ Best Fintech Innovation - Algeria Tech Awards 2024
  • ๐Ÿ† Outstanding Digital Banking Platform - MENA Banking Awards 2024
  • โญ Top Employer in Tech - Best Companies Algeria 2024

๐Ÿ—๏ธ Technology Stack

Backend

Node.js TypeScript Python

Frontend

React React Native TypeScript

Infrastructure

AWS Docker Kubernetes

Database

PostgreSQL MongoDB Redis


๐Ÿš€ Getting Started

Prerequisites

  • Node.js 18+
  • Docker & Docker Compose
  • PostgreSQL 14+
  • Redis 6+

Quick Start

# Clone the repository
git clone https://github.com/bankgenie/platform.git
cd bankgenie-platform

# Install dependencies
npm install

# Set up environment
cp .env.example .env
# Edit .env with your configuration

# Start services with Docker
docker-compose up -d

# Run database migrations
npm run db:migrate

# Start the application
npm run dev

๐Ÿ”ง Configuration

// config/database.js
module.exports = {
  development: {
    host: process.env.DB_HOST,
    port: process.env.DB_PORT,
    database: process.env.DB_NAME,
    // ... other config
  }
};

๐Ÿข Company Overview

๐Ÿ“ Headquarters

Algiers, Algeria - Founded in 2022

๐Ÿ‘ฅ Team

50+ Banking & Technology Experts

Leadership

  • Karim Benali - CEO (Former CTO at Banque Nationale d'Algรฉrie)
  • Amina Lahlou - CTO (Ex-Senior Engineer at Sociรฉtรฉ Gรฉnรฉrale)
  • Youssef Kadri - Head of Product (Former PM at CPA Bank)

๐Ÿค Key Partners

  • Banque Nationale d'Algรฉrie (BNA)
  • Crรฉdit Populaire d'Algรฉrie (CPA)
  • Al Salam Bank Algeria
  • Bank of Algeria (Regulatory)

๐Ÿ”ฌ Innovation & R&D

We invest 25% of revenue into research and development:

๐Ÿค– Artificial Intelligence

  • ML-powered fraud detection
  • Arabic/French NLP chatbots
  • Alternative credit scoring
  • Predictive analytics

โ›“๏ธ Blockchain Technology

  • CBDC preparation
  • Trade finance solutions
  • Decentralized identity
  • Smart contracts

๐Ÿ”ฎ Emerging Tech

  • Quantum cryptography
  • IoT banking integration
  • AR/VR experiences
  • Edge computing

๐ŸŒฑ Social Responsibility

๐Ÿ’ฐ Financial Inclusion

  • Banking the unbanked in rural areas
  • Microfinance solutions for SMEs
  • Women's banking initiatives
  • Digital literacy programs

๐ŸŒ Environmental Commitment

  • Carbon neutral operations by 2025
  • 90% reduction in paper consumption
  • Renewable energy infrastructure
  • ESG-compliant products

๐Ÿ—บ๏ธ Roadmap

๐ŸŽฏ 2025 Goals

  • Expand to Morocco & Tunisia
  • Launch mobile-first banking suite
  • Deploy advanced AI fraud detection
  • Obtain electronic money license

๐Ÿš€ 2026-2027 Vision

  • Operations in 5 African countries
  • Blockchain-based trade finance
  • Banking-as-a-Service platform
  • CBDC implementation support

๐ŸŒŸ Long-term (2030)

  • #1 banking technology provider in North Africa
  • 10M+ people with modern banking access
  • Leading Islamic fintech innovation
  • Global fintech recognition

๐Ÿ“ˆ Performance Metrics

Metric Target Current
Uptime 99.9% โœ… 99.9%
Response Time <100ms โœ… <100ms
Customer Satisfaction >90% โœ… 95%
Security Breaches 0 โœ… 0
Fraud Detection >99% โœ… 99.99%

๐Ÿ“š Documentation


๐Ÿค Contributing

We welcome contributions from the community! Please read our Contributing Guidelines before submitting PRs.

Development Process

  1. Fork the repository
  2. Create a feature branch (git checkout -b feature/amazing-feature)
  3. Commit changes (git commit -m 'Add amazing feature')
  4. Push to branch (git push origin feature/amazing-feature)
  5. Open a Pull Request

Code of Conduct

Please review our Code of Conduct to ensure a welcoming environment for all contributors.


๐Ÿ“ž Contact & Support

๐Ÿ“ง Get in Touch

๐ŸŒ Connect With Us

LinkedIn Twitter GitHub


๐Ÿ“„ License

This project is licensed under the MIT License - see the LICENSE file for details.


๐ŸŒŸ Building the future of banking, one transaction at a time.

Made with โค๏ธ in Algeria for the world by Yacine Khaldi

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๐Ÿฆ Modern digital banking platform for MENA region with AI-powered fraud detection, multi-language support, and Islamic banking compliance. Built with React, Node.js, and cloud-native architecture. 99.9% uptime, serving 15+ banks and 500K+ users across Algeria.

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