Oikos is a decentralized web3 application built on the Stellar blockchain. Its mission is to enable students across Latin America to access microloans for their education, while allowing investors to contribute to a shared liquidity pool and earn sustainable returns.
💡 "We fund futures through education."
- 🧑🎓 Students can request educational microloans.
- 💰 Investors can contribute to a shared liquidity pool.
- 🔐 Secure wallet login using Stellar wallets like Freighter and Lobstr.
- 📊 Transparent dashboard of active pools, contributions and loan status.
- ⚙️ Smart contract (Soroban) powered logic to manage deposits and loans.
- Frontend: React + TailwindCSS
- Wallet Integration: Stellar Freighter, StellarKit
- Smart Contracts: Soroban (Rust)
- Network: Stellar Futurenet
- Tools: Cursor (for local development and contract deployment)
- Investors connect their Stellar wallet and deposit USDC/XLM into the pool.
- A Soroban smart contract manages the pool and mints LP tokens to investors.
- Students request loans directly from the app.
- Loans are disbursed and repayments tracked on-chain.
- Investors can redeem rewards over time based on pool returns.
Clone the repo:
git clone https://github.com/ManuelJG1999/Oikos.git
cd Oikos
npm install
if some issues are faced, try:
npm install --legacy-peer-deps
npm run dev