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@Akyba-Protocol

Akyba Protocol

Web3-native protocol that reinvents traditional tontines using Cardano

Akyba Protocol

Reinventing community finance for Africa using blockchain.

Akyba is a Web3-native protocol that transforms traditional tontines, ROSCAs, ASCAs, and solidarity funds into secure, transparent financial tools. Built on Cardano (and soon Celo), Akyba empowers mobile-first communities to save, borrow, and govern — with no prior crypto knowledge.

Starting in Côte d’Ivoire, Akyba brings real-world DeFi to 330M+ unbanked adults in sub-Saharan Africa using smart contracts, walletless onboarding, and stablecoins like cXOF and cUSD.


🔧 What We’re Building

  • Smart ROSCA, ASCA, and Auction contracts (Cardano & Celo)
  • Walletless access (email + phone-based)
  • Stablecoin contributions (DJED, cUSD/eXOF/cEUR)
  • Agent-led onboarding for rural users
  • NFT-based identity & group tracking (CIP-68)

🚀 Join the Movement


Akyba is part of Eburnie Labs, building sovereign, inclusive financial systems for the next billion users.

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