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πŸ” AI-powered credit risk strategy developed through the Tata Data Analytics Virtual Internship. This project focuses on identifying at-risk customers and designing a responsible agentic AI system to reduce credit card delinquency.

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πŸ’Ό Tata Data Analytics Virtual Experience Program – Geldium Case Study

πŸš€ Project Title: AI-Powered Credit Risk Strategy for Geldium

This repository contains all deliverables and documentation from the Tata Data Analytics Virtual Internship, hosted on Forage. The project simulates a real-world consulting engagement with Geldium, a consumer credit and digital lending company, focused on reducing credit card delinquency using data science and AI.


🧭 Program Overview

This end-to-end analytics project was divided into four key tasks:

Task Focus Area Key Outcome
Task 1 Exploratory Data Analysis (EDA) Identified key risk indicators from financial data
Task 2 Predictive Modeling Built a framework to predict high-risk customers
Task 3 Business Reporting Delivered a stakeholder-facing strategy to reduce delinquency
Task 4 AI System Design Designed an autonomous, ethical AI collections framework


πŸ“Œ Key Skills Demonstrated

  • πŸ” Exploratory Data Analysis (EDA)
  • πŸ“Š Predictive Modeling (Logistic Regression, Feature Engineering)
  • 🧠 GenAI Prompting & Insight Translation
  • πŸ—£οΈ Business Communication & Storytelling
  • πŸ€– Agentic AI System Design
  • βš–οΈ Ethical AI & Regulatory Alignment

🏷️ Program Source & Credits

This project was completed through the:

Tata Data Analytics Virtual Experience Program
Hosted by: The Forage – Tata iQ Simulation

Developed by Tata iQ to simulate real-world analytics consulting projects with a focus on responsible, impactful AI in finance.


πŸ“ˆ Summary of Deliverables

  • βœ”οΈ Risk profiling through EDA
  • βœ”οΈ Predictive model design and evaluation strategy
  • βœ”οΈ SMART recommendations for collections strategy
  • βœ”οΈ Stakeholder-ready AI system design with compliance guardrails

πŸ“« Contact & Attribution

I’m an AI & Data Science Enthusiast passionate about building smart systems and solving real-world problems through intelligent technologies. Prepared by: Ajay

Role: AI & Data Analytics Intern (Virtual)
For learning and showcase purposes only.



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πŸ” AI-powered credit risk strategy developed through the Tata Data Analytics Virtual Internship. This project focuses on identifying at-risk customers and designing a responsible agentic AI system to reduce credit card delinquency.

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