builtin:swc-loader seems to be unable to read .swcrc in the default configuration?

[1714080902120]

        use: [
          {
            loader: 'builtin:swc-loader',
          },
        ],

{
  "jsc": {
    "parser": {
      "syntax": "typescript",
      "tsx": true,
      "decorators": true
    },
  },
}

会报错无法解析装饰器