Obsidian CoPilot will not see my vault

[ssurender1]

Indexing works, there is a JSON file created. WIndows 11, RTX 4080 16 GM, 32 GM system memory. Gemma 3 12B and Nomic embed..Indexing works..I have a 26 MB JSON file created under .obsidian (called copilot-index*. However, Vault Q&A will not answer and I get a response that it cannot access the vault. Also, relevant notes is not present for any vault. Please help - I am interested in COpilot Plus