Can we pass defaultValues to useForm()?

[mikecebul]

Using PayloadCMS I don't know the fields ahead of time, so I generate the default values from the fetched form fields. If I want to seperate out fields or groups of fields I believe the best way is useForm(), but I can't make this work without wrapping a function around it and passing several extra props. It would be so much easier if I could pass "fields" as a prop and use it in the defaultVaules property like this.

import type { Form } from '@/payload-types'
import { defaultValuesOpts } from '../form-options'
import { withForm } from '../hooks/form'

export const ChildForm = withForm({
  defaultValues: ({fields}: {fields: Form['fields']}) => defaultValuesOpts(fields),
  //  or just ...generateDefaultValues(props.fields)

  props: {
    field: {
      name: 'name' as const,
      id: '1234',
      label: 'Pet Name',
      title: 'Child Form',
      width: 100,
      fields: {} as Form['fields'],
    },
  },
  render: ({ form, field: { title, name, label, id, width } }) => {
    return (
      <div>
        <p>{title}</p>
        <form.AppField name={name}>
          {(field) => <field.TextField label={label} id={id} width={width ?? 100} />}
        </form.AppField>
      </div>
    )
  },
})